At Elite Commercial Lending, our team is skilled and experienced at helping business owners find the right solution for their lending needs. So, whether you are looking at refinancing or purchasing a commercial property, leasing business equipment or factoring your accounts receivables – we can find a solution for you.

Improve your cash flow today by Elite Commercial Lending’s 25-30 year amortization programs. Most traditional banks and lenders only offer a 15-20 year loan amortization and they usually balloon in 5-7 years. We offer a 30 year amortization as well as having a 30 year fixed		      Slide Show
loan so that you do not have to worry about refinancing every 5-7 years and paying all the costs associated with refinancing.

“True No Documentation” Loan - No appraisal, no financials, no minimum credit score. A one page application is all we need to get things started. This program also allows for properties that are in or nearing foreclosure or currently listed for sale.

“90% Cash-Out” Solution - This is an excellent program for the business owner that needs to pull cash out of their commercial property. The benefits of the program are a 30 Year Term & Amortization, No Loan Committee, No Balloon, No Property Seasoning, 30-45 day closings and you can use the property income or the borrower income to qualify.

“Stated Income” Program - Until just four years ago no one wrote stated-income commercial real estate loans. A stated-income loan is one where the lender does not ask for tax returns or even a Profit and Loss Statement on the borrower. Instead, the commercial real estate lender merely relies on the borrower's income declaration on his loan application.

“ADC – Acquisition, Development & Construction” Solution - This product is ideal for multi-phased construction projects from $2 MM to $400 MM. This allows you to only endure underwriting once, as we will underwrite the ADC portion of the loan, then the mini perm (if applicable) and then the permanent portion of the loan.

Business Equipment Leasing - We offer leasing for businesses with A-D credit as well as leasing for start-up companies. Fast, Easy and Affordable! We can have your approval and leased equipment in your possession in as little as a few days.

Factoring Accounts Receivables - At Elite Commercial Lending, our accounts receivable financing service is a flexible source of funds for businesses. We simply utilize your accounts receivable as the collateral and advance funds against the face value of your invoices. The receivable credit line grows proportionately with your sales cycle and we can fund as little as $15,000 a month and up to $10 million for larger companies.
At Elite Commercial Lending, you can expect the excellence,
competence and integrity that you and your company deserve.
Call us today!
(586) 803-1240